With respect to Sterling’s investment management services, several important attributes best reflect our philosophy and methodology.

• Our role as a “Fiduciary” guides our actions.
• Our investment management process is goal driven (i.e. planning perspective).
• We adhere to structured investment models and disciplined rebalancing.
• We believe in leveraging the benefits of diversification within and across the world’s investable asset classes.
• We perceive the employment of institutional money managers with specific expertise as adding value.
• We integrate tax-awareness throughout the portfolio management process.
• We feel client focus and high levels of service should remain paramount throughout any investment process.