Sterling Financial Planning, Inc. (“Sterling”), an affiliate of Sterling Financial Group, Inc., is an SEC registered investment adviser located in Sparta, New Jersey. Sterling and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Sterling maintains clients. Sterling may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Sterling’s web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of the Sterling’s web site on the Internet should not be construed by any consumer and/or prospective client as Sterling’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Sterling with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Sterling, please contact the SEC or the state securities law administrators for those states in which Sterling maintains a notice filing. A copy of Sterling’s current written disclosure statement discussing Sterling’s business operations, services, and fees is available from Sterling upon written request. 


Sterling does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Sterling’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.